Environmental MGA offers excess and umbrella liability coverage for exposures that exceed the underlying policy. We offer limits up to $10 million over primary general liability policies for many carriers.

Targeted classes include:

•    Manufacturers & Distributors (Products Liability)	•    Commerical and Residential Contractors Risk
•    Habitational Risks	•    Non-habitational Real Estate Risks

Premiums begin at $1,500 per million for low- and medium-hazard risks, $2,500 per million for high-hazard risks and $10,000 per million for residential risks. Occurrence and claims-made options are available. There is a minimum policy premium of $7,500. Coverage is not available for insureds domiciled in CT, DE, IA, NH, OK and RI.

Excluded Classes:

--Pharmaceuticals & Nutritional/Dietary Supplements	--Energy-related businesses
--All Contracting Classes in the state of New York	--Public Entities & Municipalities
--Helmet Manufacturers	--Residential Contractors in AZ, CA, NV, OR and WA
--Invasive Medical Products

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